Ramp

Make expense management easy with Ramp's spend management platform.

Products

Core Products

Corporate cardsSmart corporate cards with built-in spend controls and real-time visibility.

A corporate card is a company-issued charge card that employees use for business expenses like travel, software, and supplies. The company is liable for the balance - not the employee. Ramp's corporate cards come with built-in spend controls, approval workflows, and real-time expense tracking so finance teams can manage every transaction without chasing receipts. Source ↗

Expense managementAutomate expense reporting and reimbursements with intelligent workflows.

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Let Ramp’s policy agent review 100% of your expenses, approve what’s compliant, and only flag what needs your attention—always with direct reference to your policy and a full audit trail. Source ↗

Accounts payableStreamline accounts payable with automated bill processing and payments.

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Accounts payable software is a solution businesses use to process invoices and pay vendors. Instead of manually entering bills, chasing down approvals, and cutting checks, AP software handles the entire invoice-to-payment workflow digitally. Source ↗

TravelBook and manage corporate travel with integrated expense tracking.

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Business banking*Modern business banking* with high-yield accounts and cash management.

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ProcurementCentralize purchasing and streamline procurement processes.

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Other products

Vendor ManagementSave time and money with a vendor management system that empowers accountants, owners, and employees to negotiate the best rates and save capital; powered by hundreds of millions in proprietary spend data.

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Investment AccountThe Ramp Investment Account puts reserve cash to work with professionally managed portfolios and liquidity available as early as same-day.

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Accounts ReceivableAccounts receivable software with AR automation built in. Create invoices, follow up on unpaid balances, match payments, and sync to your ERP—all from Ramp.

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Budgets & ReportingSay goodbye to days-old insights into spending and say hello to Ramp's real-time reporting capabilities. Now you can see spending when it happens, allowing you to make decisions on the fly.

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Global ReadyCards, payments, reimbursements—all on one unified platform, available in 190+ countries.

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AI Spend ManagementSee every AI dollar across providers in one place. Ramp helps finance teams track AI spend in real time, understand what changed, find savings opportunities, and set alerts and limits on every key.

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StackRamp Stack runs bookkeeping, reconciliations, and month-end close for accounting firms and teams, with accountant sign-off.

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Accounting AutomationClose your books 3x faster with Ramp's AI-powered accounting automation. Auto-sync routine transactions and review only what needs human judgment.

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RedditOct 26, 2026